Price list - Flats Malý háj

Cooperative housing

The most favorable financing on the market

Similarly to the properties or flats in personal ownership, when buying a property in form of cooperative housing, the buyer needs to dispose of 20 % of the full value of the property or flat. However, there is no need for the buyer to take a mortgage to cover the remaining part of the full value of the property or flat, because the cooperative takes over the loan in this form of ownership and the buyer of the property or flat is then paying a monthly installments to the cooperative. The interest which is paid by cooperative is currently lower than in case of mortgage. In addition to that, as a member of the cooperative, you can divide your installments up to 40 years which is by a quarter longer than in case of mortgage. Thanks to that, the final monthly installment is significantly more acceptable than anywhere else on the market.