A mortgage isn’t the only way to finance housing

The answer is cooperative housing. Since 2011, more than 2,000 households have purchased a new cooperative apartment with us.

How does it work?

1.

You choose your dream cooperative apartment

2.

You sign the apartment agreement

3.

You pay the basic membership contribution and become a member of the cooperative

4.

After taking possession of the apartment, you pay a monthly installment to the cooperative instead of a mortgage

Frequently Asked Questions

How much money do I need to prepare?

You always need to pay a membership contribution first, which may vary depending on the apartment. It usually starts at 20% but can be higher. After taking possession of the apartment, you will pay a monthly installment (rent) to the cooperative. The exact amount of the membership contribution and an estimated monthly payment can be found on the apartment’s page in the cooperative calculator.

Can I pay a higher membership contribution?

Yes. By doing so, you reduce the remaining annuity balance, which results in a lower monthly rent.

Will I own the apartment?

The apartment is owned by the cooperative. You own a share corresponding to the apartment and may use it without any restrictions.

How much will I pay per month?

You can calculate an estimated monthly payment on the page of the specific apartment.

Can I transfer the apartment into private ownership in the future?

Yes. After the full annuity has been repaid, the apartment can be transferred into private ownership.

Can I rent out the apartment?

Yes, the apartment can be rented out without any issues. You only need to inform the cooperative about the rental.

Can I sell the apartment at any time?

Yes. You can sell your cooperative share at any time, and the process is actually simpler than selling an apartment in private ownership.


Do you need more information before buying?

Feel free to contact us. We are ready to help you.

Where can you find cooperative housing?

  • Flats Nový Opatov

    Project

    Flats Nový Opatov

    Newly developed area

    Discover a new place to live by Opatov metro station

    overview_locality

    Prague 11

    Personal<br/>ownership

    Personal
    ownership

    Cooperative<br/>ownership

    Cooperative
    ownership

  • Flats Malý háj

    Project

    Flats Malý háj

    Living at Malý háj

    Choose your new home in a quiet part of Prague

    overview_locality

    Prague 10
    Štěrboholy

    Personal<br/>ownership

    Personal
    ownership

    Cooperative<br/>ownership

    Cooperative
    ownership

  • Flats U Šárky

    Project

    Flats U Šárky

    Choose your new home in Residence U Šárky

    Live in Prague 6, not far from Šárecký údolí.

    overview_locality

    Prague 6
    Ruzyně

    Personal<br/>ownership

    Personal
    ownership

  • Flats Kaskády Barrandov

    Project

    Flats Kaskády Barrandov

    New apartments at Barrandov again for sale

    Find your new home in a sought-after location.

    overview_locality

    Prague 5
    Barrandov

    Personal<br/>ownership

    Personal
    ownership

  • Flats Harfa Park

    Project

    Flats Harfa Park

    Final stage of the project

    Last chance to buy apartments in the Harfa Park project

    overview_locality

    Prague 9
    Vysočany

    Personal<br/>ownership

    Personal
    ownership

  • Flats Nad Krocínkou

    Project

    Flats Nad Krocínkou

    Choose housing in the project Nad Krocínkou

    Final phase of apartments for sale

    overview_locality

    Prague 9
    Prosek

    Personal<br/>ownership

    Personal
    ownership

  • Flats Britská čtvrť

    Project

    Flats Britská čtvrť

    New apartments in Britská čtvrť

    New apartments in favourite location

    overview_locality

    Prague 5
    Stodůlky

    Personal<br/>ownership

    Personal
    ownership

    Cooperative<br/>ownership

    Cooperative
    ownership

  • Kralupy - Residence U Vltavy

    Project

    Kralupy - Residence U Vltavy

    New phase of flats currently on sale

    Choose your new home near of Prague

    overview_locality

    Středočeský kraj
    Kralupy nad Vltavou

    Personal<br/>ownership

    Personal
    ownership